Credential Researchers Terms of Use

Credential Researchers Terms of Use

Authorization for Consumer Reports: I/we, authorize landlord to obtain such credit reports and tenant screening reports as he, in his sole discretion, determines to be necessary.
No Warranties: I/we understand the information supplied by The Credential Researchers is provided "as is" and that The Credential Researchers makes no warranties, express or implied, as to the merchantability, fitness for a particular use or purpose, or any other warranty, guaranty, or representation, regarding the accuracy, completeness, or timeliness of any information provided by The Credential Researchers. I understand that all records and credit reports contained in reports sold by The Credential Researchers are compiled from the credit reporting agencies and public records obtained from state, local, and federal government offices and may not be 100% complete or accurate.
Payment: I agree that I have provided you with credit card or billing information and that by submitting an application online I am authorizing charges to that credit card. I understand that charges are non-refundable and that consumer credit reports will not be made available until I have provided all required documents for each prospective tenant, guarantor and occupant on this application.
Payment Not Dependent on Results Returned: I agree to pay for tenant screening services even if consumer credit searches yield 'no hit' or 'zero' records.
Refund Policy: No refunds will be made after tenant screening services have initiated at the direction of the property manager or its agents.
Indemnification: I agree to indemnity and hold harmless The Credential Researchers and its officers, directors and employees for any claim for damages resulting from tenant screening services it performs pursuant to this tenant application.
Damages: I understand and agree that my use of The Credential Researchers is entirely at my sole risk. The Credential Researchers will not be responsible to me or any third parties for any direct or indirect, consequential, special, or punitive damages or losses I may incur in connection with its system, my use thereof, or any of the data or other materials transmitted through or residing on its system, regardless of the type of claim or the nature of the cause of action, even if The Credential Researchers has advised of the possibility of such damage or loss.

Notice Under NYC Administrative Code 20-808

The information provided by you in this tenant application will be used to obtain a tenant screening report from: The Credential Researchers, Ltd. 119 West 72nd Street, Suite 364, New York, NY 10023.
Pursuant to federal and state law:
- If the Landlord takes adverse action with respect to this application on the basis of information contained in the tenant screening report, the Landlord will provide you an Adverse Action Notice indicating the name and address of the consumer reporting agency that provided the tenant screening report.
- If the Landlord takes adverse action with respect to this application on the basis of information contained in the tenant screening report, you have the right to receive and inspect a free copy of the report from the consumer reporting agency;
- Every tenant or prospective tenant is entitled to one free tenant screening report from each national consumer reporting agency annually, in addition to a credit report that should be obtained from www.annualcreditreport.com Every tenant or prospective tenant may dispute inaccurate or incorrect information contained in a tenant screening report directly with the consumer reporting agency.